Automated Clearing House Policy

Table of Contents

Purpose and Contents - Topic 1

Policy Description, Authority and Scope - Topic 2

Definitions - Topic 3

Risk Management - Topic 4

Receiving Consumer ACH Transactions - Topic 5

Receiving Corporate ACH Transactions - Topic 6

Receiving International ACH Transactions - Topic 7

ACH Origination Product Definition and Disclosure - Topic 8

Understanding ACH Origination Risk - Topic 9

ACH Origination Service Application - Topic 10

Credit Underwriting Guidelines - Topic 11

Processing an Approved ACH Origination Request - Topic 12

Processing a Declined ACH Origination Request - Topic 13

Deleting an ACH Origination Customer - Topic 14

ACH Origination Exceptions - Topic 15

Data Breach Notification Procedures - Topic 16

Audit Policy - Topic 17

Reconciliation of ACH Entries - Topic 18

Staff Training - Topic 19

Retention of Documentation - Topic 20

Includes the following form templates:

ACH Agreement (18 pages)

ACH Application (3 pages)

ACH Authorization for Automatic Deposits (1 page)

ACH Authorization for Preauthorized Payments (1 page)

ACH Cover Letter (2 pages)

ACH Implementation Forms (2 pages)

Statement of Unauthorized or Improper EFT Activity (3 pages)

Recent updates to this product:

This policy template (approximately 52 pages in Arial Font Size 9 text) is available to purchase from Bankpolicies.com in Microsoft® Word format for a flat fee of $325.00, and you can receive your order via e-mail attachment or on CD-ROM for large volume orders.

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