Automated Clearing House

Table of Contents

Purpose and Contents - Topic 1

Policy Description, Authority and Scope - Topic 2

Definitions - Topic 3

Risk Management - Topic 4

Receiving Consumer ACH Transactions - Topic 5

Receiving Corporate ACH Transactions - Topic 6

ACH Origination Product Definition and Disclosure - Topic 7

Understanding ACH Origination Risk - Topic 8

ACH Origination Service Application - Topic 9

Credit Underwriting Guidelines - Topic 10

Processing an Approved ACH Origination Request - Topic 11

Processing a Declined ACH Origination Request - Topic 12

Deleting an ACH Origination Customer - Topic 13

ACH Origination Exceptions - Topic 14

Data Breach Notification Procedures - Topic 15

Audit Policy - Topic 16

Reconciliation of ACH Entries - Topic 17

Staff Training - Topic 18

Retention of Documentation - Topic 19

Includes the following form templates:

ACH Agreement (16 pages)

ACH Application (2 pages)

ACH Authorization for Automatic Deposits (1 page)

ACH Authorization for Preauthorized Payments (1 page)

ACH Cover Letter (2 pages)

ACH Implementation Forms (2 pages)

Recent updates to this product:

11/28/07 Update

09/27/06 Update

This policy template (approximately 34 pages in Arial Font Size 9 text) is available to purchase from Bankpolicies.com in Microsoft® Word format for a flat fee of $275.00, and you can receive your order via e-mail attachment or on CD-ROM for large volume orders.

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