Job Description Summary
The Chief Credit Officer is responsible for the overall management of the Bank's Credit Administration Department, including the underwriting and loan review analysis process, and all functions providing lending support, direction, credit information, and loan policies, procedures and processes to ensure the overall quality of the Bank's lending portfolio. The position works directly with various lending department managers to facilitate the origination of new loans in addition to improving the Bank's loan portfolio credit quality. Assists the Bank in meeting its overall business plan goals and maximizing loan profitability within capital risk limitations of the Bank. Develops, implements, and monitors loan policies, procedures and practices that strategically support the Bank's risk objectives. Performs direct supervisory duties of department staff, and coordinates staff for coverage in all related areas of the department.
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