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Financial Institution Industry

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  Website Updated 1/21/2012

Your Source for Banking Policies, Procedures, and More.

Product Update Notification - 03/20/07


Commercial Loan Policy Template Update


Bankpolicies.com is proud to announce the immediate availability of our revised Commercial Loan Policy Template product.


This product now incorporates the following key elements:


1. Greatly expanded general underwriting criteria;


2. New underwriting criteria for agricultural loans;


3. Greatly expanded SBA loan guidance; and


4. Audit, training and document retention guidelines.


Click here to review detailed subject matter regarding new, revised or deleted topics for this product.


Product Contents


Purpose and Contents - Topic 1
Policy Statement - Topic 2

Definitions - Topic 3

Responsibility - Topic 4

General Credit Underwriting Guidelines - Topic 5

Short Term Loans - Topic 6

Revolving Lines of Credit - Topic 7

Formula Lines of Credit - Topic 8

Term Loans - Topic 9

Professional Loans - Topic 10

Flooring Lines of Credit - Topic 11

Commercial Loans to Individuals - Topic 12

Letters of Credit - Topic 13

Participation Loans - Topic 14

Unsecured Loans - Topic 15

Savings/TCD Secured Loans - Topic 16

Stock and Bond Secured Loans - Topic 17

Small Business Administration Loans - Topic 18

Title Company Loans - Topic 19

Faith Based Organization Loans - Topic 20

Native American Tribal Lending - Topic 21

Agricultural Loans - Topic 22

Audit Policy - Topic 23

Staff Training - Topic 24

Retention of Documentation - Topic 25


Includes the following form templates:


Commercial Loan Action Plan and Status Report - 2 pages

Loan Presentation - Commercial - 8 pages


Ordering Information


This revised product is available to purchase from Bankpolicies.com for:


$375.00 - List Price

- or -

$100.00* - Update Price


*Applies only to clients who have purchased our Commercial Loan Policy Template within the last three years in addition to the following prior update (if applicable):


Commercial Loan Policy Template Update - 04/25/06 - $50.00


If you have ordered this product after 02/20/07 you are eligible to receive the updated product at no charge.


Click here to place an order for this product.  Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the list or update price (whichever applies).


NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy.  Orders placed for Product Updates are only available directly through Bankpolicies.com.


Find Out What's New or Revised with our Product Update Program


Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.  We encourage you to subscribe today for this free and convenient service.