Commercial Loan Policy

Commercial Loan Policy Template Update - 04/25/06

Bankpolicies.com is proud to announce the immediate availability of our revised Commercial Loan Policy Template product.

The revision to this product is in response to the OCC News Release 2006-39 entitled "OCC Focuses on Commercial Lending in Indian Country" issued on March 29, 2006. This guidance highlights best practices for banks making commercial loans on tribal trust lands in addition to tribes and tribal enterprises.

http://www.occ.gov/cdd/CommLending.pdf

What's New

Topic 19 - Native American Tribal Lending. Subtopics within this section are:

General

Risk Management

Tribal Business Arrangements

Cost and Pricing Considerations

CRA Considerations

Product Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

General Credit Underwriting Guidelines - Topic 3

Commercial Lending Overview - Topic 4

Short Term Loans - Topic 5

Revolving Lines of Credit - Topic 6

Formula Lines of Credit - Topic 7

Term Loans - Topic 8

Professional Loans - Topic 9

Flooring Lines of Credit - Topic 10

Commercial Loans to Individuals - Topic 11

Letters of Credit - Topic 12

Participation Loans - Topic 13

Unsecured Loans - Topic 14

Savings/TCD Secured Loans - Topic 15

Stock and Bond Secured Loans - Topic 16

SBA Loans - Topic 17

Title Company Loans - Topic 18

Faith-Based Organization Loans - Topic 19

Native American Tribal Lending - Topic 20

Individual Borrowing Relationship Limits - Topic 21

Includes the following form templates:

Commercial Loan Action Plan and Status Report (2 pages)
Commercial Loan Checklist Secured by 1-4 SFD (1 page)
Commercial Loan Matrix (2 pages)
Commercial Loan Status Change Form (1 page)
Commercial Loan Turndown Form (1 page)
Commercial RLC Authorized Signer Form (1 page)
Loan Document Checklist (1 page)
Loan Officer Conversation Log (2 pages)
Loan Presentation Form - Commercial (8 pages)

Ordering Information

This revised product is available to purchase from Bankpolicies.com for:

$375.00 - List Price

- or -

$50.00 - Update Price (applies only to clients who have previously purchased our Commercial Loan Policy Template product.

If you have ordered this product after 03/25/06 you are eligible to receive the Product Update at no charge.

Click here to place an order for this product. Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the list or update price (whichever applies).

NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy. Orders placed for Product Updates are only available directly through Bankpolicies.com.

Find Out What's New with our Product Update Program

Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.

How does it work? Clients who previously purchased the product are offered an "update" via e-mail at a substantial discount off the current list price, whereas clients who have not are provided an opportunity to get it hot off the press! Additionally, clients who have ordered the product from us within the past 30 days are eligible to receive the update for free!

Do our various discounts apply? Yes! All of our discount programs (Standard Volume and Legacy Rewards Program - refer to our Special Offers page) can be applied to your Product Update Program order.

Current subscriber but not receiving notifications from us? Please ensure your SPAM filter is set to allow an e-mail originating from our service@bankpolicies.com address to successfully arrive in your e-mailbox.