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Product Update Notification - 02/22/07 Consumer Loan Policy Template Update Detail What's Revised Continued from previous page. Topic 12 - Overdraft Protection. Includes the following subtopics, including guidance related to DDA lines of credit and courtesy overdraft limits: General Risk Management Overview Legal Risks Risk Management Program Product Features Underwriting Minimums Topic 16 - The Servicemembers Civil Relief Act Reference. Includes the following subtopics: General Verification of Military Service Exercise of Rights Dependents and Persons Secondarily Liable Rate of Interest Installment Contracts and Leases Mortgages and Trust Deeds Mortgage Default and Foreclosure Rights Notice Requirements Reduction of Monthly Payments on FHA Insured Loans Section 235 Mortgage Insurance and Assistance Payments Program HUD Relief Provisions for Servicemembers Loss Mitigation Claims for FHA Insurance Benefits Reimbursement of Issuers for Interest Shortfalls on Eligible Loans in Ginnie Mae Mortgage Backed Securities Product Contents Purpose and Contents - Topic 1 Definitions - Topic 3 Responsibility - Topic 4 General Credit Underwriting Guidelines - Topic 5 Unsecured Term Loans - Topic 6 Revolving Lines of Credit - Topic 7 Home Improvement and Home Equity Loans - Topic 8 Vehicle Loans - Topic 9 Boat/RV/Trailer Loans - Topic 10 Motorcycle and ATV Loans - Topic 11 Overdraft Protection - Topic 12 Savings/TCD Secured Loans - Topic 13 Employee Consumer Loan Processing Procedures - Topic 14 Small Dollar Loan Program - Topic 15 The Servicemembers Civil Relief Act Reference - Topic 16 Audit Policy - Topic 17 Staff Training - Topic 18 Retention of Documentation - Topic 19 Includes the following form templates: Consumer Loan Override Request - (1 page) Loan Presentation - Consumer - (1 page) Servicemembers Civil Relief Act Notice - (2 pages) Ordering Information This revised product is available to purchase from Bankpolicies.com for: $325.00 - List Price - or - $100.00* - Update Price *Applies only to clients who have purchased our Consumer Loan Policy Template within the last three years. If you have ordered this product after 01/22/07 you are eligible to receive the updated product at no charge. Click here to place an order for this product. Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the list or update price (whichever applies). NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy. Orders placed for Product Updates are only available directly through Bankpolicies.com. Find Out What's New or Revised with our Product Update Program Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product. We encourage you to subscribe today for this free and convenient service. |