FCRA Update

Fair Credit Reporting Act Policy Template - 07/19/05

Bankpolicies.com is proud to announce the immediate availability of our new Fair Credit Reporting Act (FCRA) Policy Template.

Previously this policy was contained within our Regulation B Policy Template product. Due to the numerous Fair and Accurate Credit Transaction Act (FACTA) final rule releases over the past several months that affect FCRA, we felt it best to serve our client base with a separate product rather than increasing the size of our Regulation B Policy Template product.

Most notably, we incorporated Interim Final Rule guidance regarding Medical Information Procedures that create exceptions to the statutory prohibition against obtaining or using medical information in connection with credit eligibility determinations. The interim final rules also address the sharing of medical related information among affiliates:

http://www.federalreserve.gov/boarddocs/press/bcreg/2005/20050606/default.htm

Product Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

Fair Credit Reporting Act Background/Requirements - Topic 3

Definitions - Topic 4

Obtaining Consumer Reports - Topic 5

Disclosure Requirements - Topic 6

Adverse Information Procedures - Topic 7

Credit Score Disclosure Procedures - Topic 8

Identity Theft and Social Engineering Procedures - Topic 9

Repollution Procedures - Topic 10

Fraud and Active Duty Alert Procedures - Topic 11

Notice of Negative Information Procedures - Topic 12

Prescreen and Opt-Out Disclosure Procedures - Topic 13

Sharing Information With Affiliates and Others - Topic 14

Disputed Information - Topic 15

Medical Information Procedures - Topic 16

Staff Training - Topic 17

Retention of Documentation - Topic 18

Ordering Information

This new product is available to purchase from Bankpolicies.com for:

$200.00 - List Price

- or -

$50.00 - Update Price (applies only to clients who have previously purchased our Regulation B Policy Template product)

If you have ordered this product within the past 30 days since 07/19/05 you are eligible to receive the Product Update at no charge.

Click here to place an order for this product. Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the upgrade or list price (whichever applies).

NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy. Orders placed for Product Updates are only available directly through Bankpolicies.com.

Find Out What's New with our Product Update Program

Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.

How does it work? Clients who previously purchased the product are offered an "update" via e-mail at a substantial discount off the current list price, whereas clients who have not are provided an opportunity to get it hot off the press! Additionally, clients who have ordered the product from us within the past 30 days are eligible to receive the update for free!

Do our various discounts apply? Yes! All of our discount programs (Standard Volume and Legacy Rewards Program - refer to our Special Offers page) can be applied to your Product Update Program order.

Current subscriber but not receiving notifications from us? Please ensure your SPAM filter is set to allow an e-mail originating from our service@bankpolicies.com address to successfully arrive in your e-mailbox.