FCRA Update

Fair Credit Reporting Act Policy Update - 12/01/05

Bankpolicies.com is proud to announce the immediate availability of our revised Fair Credit Reporting Act Policy Template product.

The minor revision to this product is in response to the Joint Press Release "Agencies Finalize FACT Act Rules on Medical Information" released on 11/17/05. This guidance issued final rules under the Fair Credit Reporting Act (FCRA) that create exceptions to the statutory prohibition against obtaining or using medical information in connection with credit eligibility determinations. The final rules, which are substantially identical to the interim final rules issued by the agencies in June 2005, also address the sharing of medically related information among affiliates. The effective date for these final rules is April 1, 2006.

http://www.federalreserve.gov/boarddocs/press/bcreg/2005/20051117/default.htm

What's Revised

Topic 4 - Definitions. Definitions for the terms "Act", "Affiliate", "Company" and "Company Ownership" were added.

Topic 16 - Medical Information Procedures. Two new subtopics "Limits on Redisclosure of Information" and "Sharing Medical Information with Affiliates" were added.

Ordering Information

This revised product is available to purchase from Bankpolicies.com for:

$200.00 - List Price

- or -

$25.00* - Update Price

*Applies only to clients who have purchased our Fair Credit Reporting Act Policy Template, including the purchase of the following prior update (if applicable):

Fair Credit Reporting Act Policy Template Update - 09/06/05

Fair Credit Reporting Act Policy Template Update - 07/19/05

If you have ordered this product within the past 30 days since 12/01/05 you are eligible to receive the Product Update at no charge.

Click here to place an order for this product. Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the upgrade or list price (whichever applies).

NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy. Orders placed for Product Updates are only available directly through Bankpolicies.com.

Find Out What's New with our Product Update Program

Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.

How does it work? Clients who previously purchased the product are offered an "update" via e-mail at a substantial discount off the current list price, whereas clients who have not are provided an opportunity to get it hot off the press! Additionally, clients who have ordered the product from us within the past 30 days are eligible to receive the update for free!

Do our various discounts apply? Yes! All of our discount programs (Standard Volume and Legacy Rewards Program - refer to our Special Offers page) can be applied to your Product Update Program order.

Current subscriber but not receiving notifications from us? Please ensure your SPAM filter is set to allow an e-mail originating from our service@bankpolicies.com address to successfully arrive in your e-mailbox.