Home Page


  Product Directory A - Z


  Policies

  Job Descriptions

  Forms


  Policy Packages


  Administrative

  Compliance

  Human Resources

  Lending

  Operations


  Job Description Packages


  Administrative

  Lending

  Operations


  Form Packages


  Administrative

  Human Resources

  Lending

  Operations


  New/Updated Products


  Product Update Program

  2012 Updates

  Update Archive


  Regulatory Hot Topics


  2012 Releases

  Release Archive


  Discount Programs


  New Bank

  Repeat Business

  Volume Order


  Client Services


  Contact Us

  Place an Order

  Request a Sample


  Client Tools


  Policy Manual Definition

  Policy Writing Tips

  Using Our Products


  Company Resources


  About Us

  Client Referrals

  Partner Providers


  Faithfully Serving the

Financial Institution Industry

Since 1999


  © Copyright 1999 - 2012.

  All rights reserved.

  Privacy Policy

  Terms and Conditions

  Website Updated 1/21/2012

Your Source for Banking Policies, Procedures, and More.

Product Update Notification - 02/22/10


Fair Credit Reporting Act Policy Template Update Details


What's New


Topic 14 - Duties of Users Regarding Risk Based Pricing.  Includes the following subtopics:


General

Application to Credit Card Issuers

Account Review

Notice Requirements

Exceptions

Rules of Construction


Fair Credit Reporting Act Risk Based Disclosure Forms - (8 pages).  This new form template is now included in the purchase price of the Fair Credit Reporting Act Policy Template product.


What's Revised


Topic 3 - Fair Credit Reporting Act Background/Requirements.  The second set of bullet points (1-11) were completely revised within the "General" subtopic.


Topic 4 - Definitions.  The following definitions were added:


Annual Percentage Rate

Closed End Credit

Credit Card

Credit Card Issuer

Material Terms

Materially Less Favorable

Open End Credit Plan


Ordering Information


This product is available to purchase from Bankpolicies.com for:


$375.00 - List Price

- or -

$75.00* - Update Price


*Applies only to clients who have purchased the Fair Credit Reporting Act Policy Template within the last three years including the following updates (if applicable):


Fair Credit Reporting Act Policy Template Update - 08/03/09- $50.00

Fair Credit Reporting Act Policy Template Update - 10/24/08- $100.00

Fair Credit Reporting Act Policy Template Update - 11/28/07- $100.00


If you have ordered this product after 01/22/10 you are eligible to receive the product update at no charge.


Click here to place an order for this product.  Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the list or update price (whichever applies).


NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy.  Orders placed for Product Updates are only available directly through Bankpolicies.com.


Find Out What's New or Revised with our Product Update Program


Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.  We encourage you to subscribe today for this free and convenient service.