General Loan Policy Template

Table of Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

Lending Authority and Responsibility - Topic 3

Secondary Review and Credit Denial - Topic 4

Lending Limits - Topic 5

Portfolio Management, Diversifications and Concentrations - Topic 6

General Credit Underwriting Guidelines - Topic 7

Loan Participations - Topic 8

Loans to Executive Officers and Directors - Topic 9

Loans to Employees - Topic 10

Appraisal Policy Reference - Topic 11

Environmental Risk Policy Reference - Topic 12

Depository Relationships - Topic 13

Overdraft Policy Reference - Topic 14

Documentation and Responsibilities - Topic 15

Execution of Loan Documents - Topic 16

Loan File Requirements - Topic 17

Loan File Administration - Topic 18

Loan Loss Reserve Policy Reference - Topic 19

Loan Grading Policy Reference - Topic 20

Loan Review Policy Reference - Topic 21

Identifying Problem Loan Guidelines - Topic 22

Non-Accrual and Charged-Off Loan Policy Reference - Topic 23

Other Real Estate Owned Policy Reference - Topic 24

Staff Training - Topic 25

Retention of Documentation - Topic 26

Recent updates to this product:

11/16/09 Update

04/17/07 Update

This policy template (approximately 50 pages in Arial Font Size 9 text) is available to purchase from Bankpolicies.com in Microsoft® Word format for a flat fee of $375.00, and you can receive your order via e-mail attachment or on CD-ROM for large volume orders.

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