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Product Update Notification - 04/17/07


General Loan Policy Template Update


Bankpolicies.com is proud to announce the immediate availability of our revised General Loan Policy Template product.


This major revision to the product now incorporates the following key elements in addition to multiple changes:


1. New general credit underwriting criteria;


2. Brief policy statements and references to the following policies implemented by a financial institution:


A. Environmental Risk;

B. Loan Loss Reserve; and

C. Other Real Estate Owned


3. Audit, training and document retention guidelines.


Click here to review detailed subject matter regarding new, revised or deleted topics for this product.


Product Contents


Purpose and Contents - Topic 1
Policy Statement - Topic 2

Lending Authority and Responsibility - Topic 3

Secondary Review and Credit Denial - Topic 4

Lending Limits - Topic 5

Portfolio Diversifications and Concentrations - Topic 6

General Credit Underwriting Guidelines - Topic 7

Loan Participations - Topic 8

Loans to Executive Officers and Directors - Topic 9

Loans to Employees - Topic 10

Appraisal Policy Reference - Topic 11

Environmental Risk Policy Reference - Topic 12

Depository Relationships - Topic 13

Overdraft Policy Reference - Topic 14

Documentation and Responsibilities - Topic 15

Execution of Loan Documents - Topic 16

Loan File Requirements - Topic 17

Loan File Administration - Topic 18

Loan Loss Reserve Policy Reference - Topic 19

Loan Grading Policy Reference - Topic 20

Loan Review Policy Reference - Topic 21

Identifying Problem Loans - Topic 22

Non-Accrual and Charged-Off Loan Policy Reference - Topic 23

Other Real Estate Owned Policy Reference - Topic 24

Staff Training - Topic 25

Retention of Documentation - Topic 26


Ordering Information


This revised product is available to purchase from Bankpolicies.com for:


$375.00 - List Price

- or -

$100.00* - Update Price


*Applies only to clients who have purchased our General Loan Policy Template within the last three years.


If you have ordered this product after 03/17/07 you are eligible to receive the updated product at no charge.


Click here to place an order for this product.  Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the list or update price (whichever applies).


NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy.  Orders placed for Product Updates are only available directly through Bankpolicies.com.


Find Out What's New or Revised with our Product Update Program


Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.  We encourage you to subscribe today for this free and convenient service.