General Loan Policy Update

General Loan Policy Template Update - 04/17/07

Bankpolicies.com is proud to announce the immediate availability of our revised General Loan Policy Template product.

This major revision to the product now incorporates the following key elements in addition to multiple changes:

1. New general credit underwriting criteria;

2. Brief policy statements and references to the following policies implemented by a financial institution:

A. Environmental Risk;

B. Loan Loss Reserve; and

C. Other Real Estate Owned

3. Audit, training and document retention guidelines.

Click here to review detailed subject matter regarding new, revised or deleted topics for this product.

Product Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2

Lending Authority and Responsibility - Topic 3

Secondary Review and Credit Denial - Topic 4

Lending Limits - Topic 5

Portfolio Diversifications and Concentrations - Topic 6

General Credit Underwriting Guidelines - Topic 7

Loan Participations - Topic 8

Loans to Executive Officers and Directors - Topic 9

Loans to Employees - Topic 10

Appraisal Policy Reference - Topic 11

Environmental Risk Policy Reference - Topic 12

Depository Relationships - Topic 13

Overdraft Policy Reference - Topic 14

Documentation and Responsibilities - Topic 15

Execution of Loan Documents - Topic 16

Loan File Requirements - Topic 17

Loan File Administration - Topic 18

Loan Loss Reserve Policy Reference - Topic 19

Loan Grading Policy Reference - Topic 20

Loan Review Policy Reference - Topic 21

Identifying Problem Loans - Topic 22

Non-Accrual and Charged-Off Loan Policy Reference - Topic 23

Other Real Estate Owned Policy Reference - Topic 24

Staff Training - Topic 25

Retention of Documentation - Topic 26

Ordering Information

This revised product is available to purchase from Bankpolicies.com for:

$375.00 - List Price

- or -

$100.00* - Update Price

*Applies only to clients who have purchased our General Loan Policy Template within the last three years.

If you have ordered this product after 03/17/07 you are eligible to receive the updated product at no charge.

Click here to place an order for this product. Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the list or update price (whichever applies).

NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy. Orders placed for Product Updates are only available directly through Bankpolicies.com.

Find Out What's New with our Product Update Program

Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.

How does it work? Clients who previously purchased the product are offered an "update" via e-mail at a substantial discount off the current list price, whereas clients who have not are provided an opportunity to get it hot off the press! Additionally, clients who have ordered the product from us within the past 30 days are eligible to receive the update for free!

Do our various discounts apply? Yes! All of our discount programs (Standard Volume and Legacy Rewards Program - refer to our Special Offers page) can be applied to your Product Update Program order.

Current subscriber but not receiving notifications from us? Please ensure your SPAM filter is set to allow an e-mail originating from our service@bankpolicies.com address to successfully arrive in your e-mailbox.