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  Website Updated 1/21/2012

Your Source for Banking Policies, Procedures, and More.

Product Update Notification - 04/17/07


General Loan Policy Template Update Detail


What's Revised


Continued from previous page.


Topic 22 - Identifying Problem Loan Guidelines.  Formerly Topic 25 (Identifying Problem Loans), this topic now includes the following subtopics:


General

Detecting Problem Loans

Awareness Factors

Detection Factors


Topic 23 - Non-Accrual and Charged-Off Loans Policy Reference.  Formerly Topic 26, this topic now includes the following subtopics:


General

Uniform Policy Guidelines

Special Assets Committee

Impaired Loan Identification

Troubled Debt Restructuring

Watch List Addition Procedures

Charged-Off Loans


What's Deleted


Topic 8 - Continuing Guarantees.  Now included in Topic 7, General Underwriting Guidelines.


Topic 11 - Approvals by Executive Officers.  Superseded by Topic 3, Lending Authority and Responsibility.


Topic 12 - Loan Committee Approval.  Superseded by Topic 3, Lending Authority and Responsibility.


Topic 13 - Special Lending Authority.  Superseded by Topic 3, Lending Authority and Responsibility.


Topic 20 - Loan File Maintenance.  Now included in Topic 7, General Underwriting Guidelines.


Topic 27 - Special Assets.  Now included in Topic 23, Non-Accrual and Charged-Off Loan Policy Reference.


Product Contents


Purpose and Contents - Topic 1
Policy Statement - Topic 2

Lending Authority and Responsibility - Topic 3

Secondary Review and Credit Denial - Topic 4

Lending Limits - Topic 5

Portfolio Diversifications and Concentrations - Topic 6

General Credit Underwriting Guidelines - Topic 7

Loan Participations - Topic 8

Loans to Executive Officers and Directors - Topic 9

Loans to Employees - Topic 10

Appraisal Policy Reference - Topic 11

Environmental Risk Policy Reference - Topic 12

Depository Relationships - Topic 13

Overdraft Policy Reference - Topic 14

Documentation and Responsibilities - Topic 15

Execution of Loan Documents - Topic 16

Loan File Requirements - Topic 17

Loan File Administration - Topic 18

Loan Loss Reserve Policy Reference - Topic 19

Loan Grading Policy Reference - Topic 20

Loan Review Policy Reference - Topic 21

Identifying Problem Loans - Topic 22

Non-Accrual and Charged-Off Loan Policy Reference - Topic 23

Other Real Estate Owned Policy Reference - Topic 24

Staff Training - Topic 25

Retention of Documentation - Topic 26


Ordering Information


This revised product is available to purchase from Bankpolicies.com for:


$375.00 - List Price

- or -

$100.00* - Update Price


*Applies only to clients who have purchased our General Loan Policy Template within the last three years.


If you have ordered this product after 03/17/07 you are eligible to receive the updated product at no charge.


Click here to place an order for this product.  Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the list or update price (whichever applies).


NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy.  Orders placed for Product Updates are only available directly through Bankpolicies.com.


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