General Loan Policy Update

General Loan Policy Template Update Detail - 04/17/07

What's Revised

Topic 22 - Identifying Problem Loan Guidelines. Formerly Topic 25 (Identifying Problem Loans), this topic now includes the following subtopics:

General

Detecting Problem Loans

Awareness Factors

Detection Factors

Topic 23 - Non-Accrual and Charged-Off Loans Policy Reference. Formerly Topic 26, this topic now includes the following subtopics:

General

Uniform Policy Guidelines

Special Assets Committee

Impaired Loan Identification

Troubled Debt Restructuring

Watch List Addition Procedures

Charged-Off Loans

What's Deleted

Topic 8 - Continuing Guarantees. Now included in Topic 7, General Underwriting Guidelines.

Topic 11 - Approvals by Executive Officers. Superseded by Topic 3, Lending Authority and Responsibility.

Topic 12 - Loan Committee Approval. Superseded by Topic 3, Lending Authority and Responsibility.

Topic 13 - Special Lending Authority. Superseded by Topic 3, Lending Authority and Responsibility.

Topic 20 - Loan File Maintenance. Now included in Topic 7, General Underwriting Guidelines.

Topic 27 - Special Assets. Now included in Topic 23, Non-Accrual and Charged-Off Loan Policy Reference.

Product Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2

Lending Authority and Responsibility - Topic 3

Secondary Review and Credit Denial - Topic 4

Lending Limits - Topic 5

Portfolio Diversifications and Concentrations - Topic 6

General Credit Underwriting Guidelines - Topic 7

Loan Participations - Topic 8

Loans to Executive Officers and Directors - Topic 9

Loans to Employees - Topic 10

Appraisal Policy Reference - Topic 11

Environmental Risk Policy Reference - Topic 12

Depository Relationships - Topic 13

Overdraft Policy Reference - Topic 14

Documentation and Responsibilities - Topic 15

Execution of Loan Documents - Topic 16

Loan File Requirements - Topic 17

Loan File Administration - Topic 18

Loan Loss Reserve Policy Reference - Topic 19

Loan Grading Policy Reference - Topic 20

Loan Review Policy Reference - Topic 21

Identifying Problem Loans - Topic 22

Non-Accrual and Charged-Off Loan Policy Reference - Topic 23

Other Real Estate Owned Policy Reference - Topic 24

Staff Training - Topic 25

Retention of Documentation - Topic 26

Ordering Information

This revised product is available to purchase from Bankpolicies.com for:

$375.00 - List Price

- or -

$100.00* - Update Price

*Applies only to clients who have purchased our General Loan Policy Template within the last three years.

If you have ordered this product after 03/17/07 you are eligible to receive the updated product at no charge.

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