Loan Grading and Review

Loan Grading and Review Policy Template Update - 05/23/06

Bankpolicies.com is proud to announce the immediate availability of our new Loan Grading and Review Policy Template product.

This new product replaces our Loan Grading Policy Template and Loan Review Policy Template products, and was completely redesigned based upon client feedback to incorporate greater detailed guidance outlined below.

Product Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

Loan Grading Policy Statement

Loan Review Policy Statement

Enforcement

Exceptions to Policy

Credit Administration and Committee Responsibilities - Topic 3

Credit Administration

Directors' Loan Committee

Special Assets Committee

Loan Grading System - Topic 4

Loan Risk Grade Categories

Upgrade Procedures

Downgrade Procedures

Split Grade Procedures

Loan Officer Responsibilities - Topic 5

General

Supporting Information

Guarantees and Third Party Support

Collateral

Terms and Documentation

Other Considerations

Credit File Availability

Loan Review System - Topic 6

General

Loan Review Scope

Other Factors and Conditions

Credit Review Examination Report Requirements

Includes the following form template:

Loan Grade Change Request (1 page)

Ordering Information

This new product is available to purchase from Bankpolicies.com for:

$175.00 - List Price

- or -

$50.00 - Update Price (applies only to clients who have previously purchased our Loan Grading Policy Template or Loan Review Policy Template)

If you have ordered either our Loan Grading Policy or Loan Review Policy Template after 04/23/06 you are eligible to receive this new product at no charge.

Click here to place an order for this product. Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the list or update price (whichever applies).

NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy. Orders placed for Product Updates are only available directly through Bankpolicies.com.

Find Out What's New with our Product Update Program

Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.

How does it work? Clients who previously purchased the product are offered an "update" via e-mail at a substantial discount off the current list price, whereas clients who have not are provided an opportunity to get it hot off the press! Additionally, clients who have ordered the product from us within the past 30 days are eligible to receive the update for free!

Do our various discounts apply? Yes! All of our discount programs (Standard Volume and Legacy Rewards Program - refer to our Special Offers page) can be applied to your Product Update Program order.

Current subscriber but not receiving notifications from us? Please ensure your SPAM filter is set to allow an e-mail originating from our service@bankpolicies.com address to successfully arrive in your e-mailbox.