Table of Contents


Purpose and Contents - Topic 1

Policy Statement - Topic 2

Special Assets Committee - Topic 3

Uniform Policy Guidelines - Topic 4

Problem Loan Identification Guidelines - Topic 5

Problem Loan Identification Procedures - Topic 6

Impaired Loan Identification - Topic 7

Watch List Addition Procedures - Topic 8

Non-Accrual Loans - Regulatory Accounting Treatment - Topic 9

Charged-Off Loans - Topic 10

Audit Policy - Topic 11

Retention of Documentation - Topic 12


Includes the following form template:


Loan Grade Change Request (1 page)

Request for Loan Charge-Off (1 page)


Recent updates to this product:


06/07/06 Update


This policy template (approximately 13 pages in Arial Font Size 9 text) is available to purchase from Bankpolicies.com in Microsoft® Word format for a flat fee of $150.00, and you can receive your order via e-mail attachment or on CD-ROM for large volume orders.


Click here to request a sample of this product.


Placing an Order


Placing an order with Bankpolicies.com is convenient.  Send an e-mail addressed to service@bankpolicies.com.  Be sure to include:


  The name of your organization.

  A contact name and title.

  Your mailing and billing address.

  Your telephone and fax numbers.


Please ensure your SPAM filter is set to allow an e-mail originating from our Bankpolicies.com domain address to successfully arrive in your e-mailbox.


Bankpolicies.com promptly follows-up on all requests and welcomes the opportunity to serve you.


NOTE:  $25.00 Minimum Order.  Click here for important news regarding payment terms and our return policy.  Orders placed by international or non-financial institution clients must be pre-paid via credit card by visiting the Banker Store of BankersOnline.com where our products are also offered.  Specifically, this product is located here.


Standard Volume Discounts


Bankpolicies.com offers individual and volume pricing plans to fit every budget.  You can buy one policy at a time, or mix and match multiple policies.  Simply put - the more you buy, the greater discount you will receive:


10% Discount when you buy 5 of our Templates at the regular price.

25% Discount when you buy 15 of our Templates at the regular price.

50% Discount when you buy 25+ Templates at the regular price.


*Form Templates are not eligible for volume discounts.


All prices as of 4/30/2008 and subject to change without prior notice.


© Copyright 1999 - 2008.  All rights reserved.  Privacy Policy - Updated 4/30/2008 - Terms and Conditions

  Non-Accrual/Charged-Off Loan Policy

Thank you for your business.

Celebrating Our 9th

Anniversary Serving the

Financial Institution Industry


  Bankpolicies.com®


  Product Directory


  Policies

  Job Descriptions

  Forms


  Policy Home


  Administrative

  Compliance

  Human Resources

  Lending

  Operational

  Policy Manual Definition

  Policy Writing Tips


  New/Updated Products


  Product Update Program

  2008 Updates

  2007 Updates

  2006 Updates

  2005 Updates


  Regulatory Hot Topics


  2008 Releases

  2007 Releases

  2006 Releases

  2005 Releases


  Discount Programs


  New Bank

  Repeat Business

  Special Offers

  Volume Order


  Client Services


  Contact Us

  Place an Order

  Request a Sample

  Using Our Products


  Service Resources


  About Us

  Client Referrals

  Partner Providers