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Product Update Notification - 09/12/11 Revised Policy Templates Servicemembers Civil Relief Act Policy Template The update to these products is in response to the Federal Reserve's Division of Consumer and Community Affairs Letter CA 11-6 dated August 15, 2011 which transmits revised examination procedures for the Servicemembers Civil Relief Act (SCRA). http://www.federalreserve.gov/boarddocs/caletters/2011/1106/caltr1106.htm Human Resources Code of Ethics Policy Template The update to this product is in response to numerous clients requesting that we expand upon guidance relating to public companies, personal financial responsibility, conflicts of interest, competition and fair dealing, retention of documentation, and other key topics of current regulatory scrutiny. Real Estate Loan Policy Template The update to this product is in response to a final rule issued by the FTC on 07/22/11 relating to unfair or deceptive acts and practices that may occur with regard to mortgage advertising. The Mortgage Acts and Practices rule (MAP) prohibits any misrepresentation in any commercial communication regarding any term of any mortgage credit product and imposes recordkeeping requirements. The rule, which was effective August 19, 2011, covers only entities over which the FTC has jurisdiction. Although banks, savings associations, federal credit unions and non-profits are not directly affected by the rule, their non-bank subsidiaries and third parties with which they do business are subject to the rule. http://www.ftc.gov/os/fedreg/2011/07/110719mortgagead-finalrule.pdf What's New and Revised Please visit the following pages to review new and revised topics for these products: Consumer Loan Policy Template Update Details Human Resources Code of Ethics Policy Template Update Details Real Estate Loan Policy Template Update Details Servicemembers Civil Relief Act Policy Template Update Details Ordering Information These products are available to purchase from Bankpolicies.com for: Consumer Loan Policy Template $325.00 - List Price - or - $25.00* - Update Price *Applies only to clients who have purchased the Consumer Loan Policy Template within the last three years in addition to the following prior updates (if applicable): Consumer Loan Policy Template Update - 06/27/11 - No Charge Consumer Loan Policy Template Update - 06/13/11 - $25.00 Consumer Loan Policy Template Update - 02/22/11 - $25.00 Consumer Loan Policy Template Update - 06/22/09 - $25.00 Consumer Loan Policy Template Update - 11/18/08 - $25.00 Consumer Loan Policy Template Update - 09/09/08 - $25.00 Human Resources Code of Ethics Policy Template $250.00 - List Price - or - $25.00* - Update Price *Applies only to clients who have purchased the Human Resources Code of Ethics Policy Template within the last three years in addition to the following prior update (if applicable): Human Resources Code of Ethics Policy Template Update - 08/23/10 - $50.00 Real Estate Loan Policy Template $475.00 - List Price - or - $25.00* - Update Price *Applies only to clients who have purchased the Real Estate Loan Policy Template within the last three years in addition to the following prior updates (if applicable): Real Estate Loan Policy Template Update - 05/09/11 - $50.00 Real Estate Loan Policy Template Update - 02/22/11 - $25.00 Real Estate Loan Policy Template Update - 01/03/11 - $25.00 Real Estate Loan Policy Template Update - 09/20/10 - $50.00 Real Estate Loan Policy Template Update - 08/09/10 - $25.00 Real Estate Loan Policy Template Update - 01/11/10 - $100.00 Real Estate Loan Policy Template Update - 11/16/09 - $75.00 Real Estate Loan Policy Template Update - 01/20/09 - $100.00 Servicemembers Civil Relief Act Policy Template $150.00 - List Price - or - $25.00* - Update Price *Applies only to clients who have purchased the Servicemembers Civil Relief Act Policy Template within the last three years in addition to the following prior updates (if applicable): Servicemembers Civil Relief Act Template Update - 06/27/11 - $25.00 Servicemembers Civil Relief Act Template Update - 02/22/11 - $25.00 Servicemembers Civil Relief Act Template Update - 06/22/09 - $25.00 Servicemembers Civil Relief Act Template Update - 11/18/08 - $25.00 If you have ordered any of these products after 08/12/11 you are eligible to receive that updated product at no charge. Click here to place an order for any of these products. The appropriate Legacy Rewards Volume Discount will be applied to the update or list price for clients who are eligible. NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy. Orders placed for Product Updates are only available directly through Bankpolicies.com. Find Out What's New or Revised with our Product Update Program Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product. We encourage you to subscribe today for this free and convenient service. |