Home Page


  Product Directory A - Z


  Policies

  Job Descriptions

  Forms


  Policy Packages


  Administrative

  Compliance

  Human Resources

  Lending

  Operations


  Job Description Packages


  Administrative

  Lending

  Operations


  Form Packages


  Administrative

  Human Resources

  Lending

  Operations


  New/Updated Products


  Product Update Program

  2012 Updates

  Update Archive


  Regulatory Hot Topics


  2012 Releases

  Release Archive


  Discount Programs


  New Bank

  Repeat Business

  Volume Order


  Client Services


  Contact Us

  Place an Order

  Request a Sample


  Client Tools


  Policy Manual Definition

  Policy Writing Tips

  Using Our Products


  Company Resources


  About Us

  Client Referrals

  Partner Providers


  Faithfully Serving the

Financial Institution Industry

Since 1999


  © Copyright 1999 - 2012.

  All rights reserved.

  Privacy Policy

  Terms and Conditions

  Website Updated 1/21/2012

Your Source for Banking Policies, Procedures, and More.

Product Update Notification


Real Estate Loan Policy Template Update - 05/23/05


Bankpolicies.com is proud to announce the immediate availability of our revised Real Estate Loan Policy Template.


What's Revised


Topic 7 - Residential Term and Open Real Estate Loans.  This topic was revised in response to the "Interagency Credit Risk Management Guidance for Home Equity Lending" to promote sound risk management practices at financial institutions with home equity lending programs, including open-end home equity lines of credit (HELOCs) and closed-end home equity loans (HELs).


Product Contents


Purpose and Contents - Topic 1

Policy Statement - Topic 2

Geographic Area - Topic 3

Market Conditions - Topic 4

General Credit Underwriting Guidelines - Topic 5

Commercial Term Real Estate Loans - Topic 6

Residential Term and Open Real Estate Loans - Topic 7

Residential Lot Loans - Topic 8

Construction Loans - Topic 9

Commercial Construction Loans - Income Producing - Topic 10

Owner-Occupied Commercial Construction Loans - Topic 11

Acquisition, Development and Construction (ADC) Lending - Topic 12

Letters of Credit, Assurance or Cash in Lieu Bonds - Topic 13

Residential Construction Loans - Topic 14

Appraisal and Evaluation Program for Real Estate Loans - Topic 15

Title Insurance Procedures - Topic 16

Mortgage Loan Brokerage Guidelines - Topic 17

Undesirable Types of Loans - Topic 18


Ordering Information


This revised product is available to purchase from Bankpolicies.com for:


$375.00 - List Price

- or -

$50.00 - Update Price (applies only to clients who have previously purchased our Real Estate Loan Policy Template product)


If you have ordered this product within the past 30 days since 05/23/05 you are eligible to receive the Product Update at no charge.


Click here to place an order for this product.  Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the upgrade or list price (whichever applies).


NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy.  Orders placed for Product Updates are only available directly through Bankpolicies.com.


Find Out What's New or Revised with our Product Update Program


Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.  We encourage you to subscribe today for this free and convenient service.