Real Estate Loan Update

Real Estate Loan Policy Template Update - 05/23/05

Bankpolicies.com is proud to announce the immediate availability of our revised Real Estate Loan Policy Template.

What's Revised

Topic 7 - Residential Term and Open Real Estate Loans. This topic was revised in response to the "Interagency Credit Risk Management Guidance for Home Equity Lending" to promote sound risk management practices at financial institutions with home equity lending programs, including open-end home equity lines of credit (HELOCs) and closed-end home equity loans (HELs).

Product Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

Geographic Area - Topic 3

Market Conditions - Topic 4

General Credit Underwriting Guidelines - Topic 5

Commercial Term Real Estate Loans - Topic 6

Residential Term and Open Real Estate Loans - Topic 7

Residential Lot Loans - Topic 8

Construction Loans - Topic 9

Commercial Construction Loans - Income Producing - Topic 10

Owner-Occupied Commercial Construction Loans - Topic 11

Acquisition, Development and Construction (ADC) Lending - Topic 12

Letters of Credit, Assurance or Cash in Lieu Bonds - Topic 13

Residential Construction Loans - Topic 14

Appraisal and Evaluation Program for Real Estate Loans - Topic 15

Title Insurance Procedures - Topic 16

Mortgage Loan Brokerage Guidelines - Topic 17

Undesirable Types of Loans - Topic 18

Ordering Information

This revised product is available to purchase from Bankpolicies.com for:

$375.00 - List Price

- or -

$50.00 - Update Price (applies only to clients who have previously purchased our Real Estate Loan Policy Template product)

If you have ordered this product within the past 30 days since 05/23/05 you are eligible to receive the Product Update at no charge.

Click here to place an order for this product. Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the upgrade or list price (whichever applies).

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Find Out What's New with our Product Update Program

Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.

How does it work? Clients who previously purchased the product are offered an "update" via e-mail at a substantial discount off the current list price, whereas clients who have not are provided an opportunity to get it hot off the press! Additionally, clients who have ordered the product from us within the past 30 days are eligible to receive the update for free!

Do our various discounts apply? Yes! All of our discount programs (Standard Volume and Legacy Rewards Program - refer to our Special Offers page) can be applied to your Product Update Program order.

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