Real Estate Loan Policy

Table of Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

Definitions - Topic 3

Responsibility - Topic 4

Risk Management of Commercial Real Estate Loans - Topic 5

Risk Management of Nontraditional Mortgage Products - Topic 6

Risk Management of Subprime Mortgage Lending - Topic 7

Risk Management of Mortgage Fraud - Topic 8

Risk Management of Foreclosure - Topic 9

Risk Management of Predatory or Abusive Residential Mortgage Loans - Topic 10

General Credit Underwriting Guidelines - Topic 11

Commercial Term Real Estate Loans - Topic 12

Residential Term and Open Real Estate Loans - Topic 13

Residential Lot Loans - Topic 14

Construction Loans - Topic 15

Commercial Construction Loans - Income Producing - Topic 16

Owner Occupied Commercial Construction Loans - Topic 17

Acquisition, Development and Construction (ADC) Lending - Topic 18

Letters of Credit, Assurance or Cash in Lieu Bonds - Topic 19

Residential Construction Loans - Topic 20

Appraisal and Evaluation Program for Real Estate Loans - Topic 21

Title Insurance Procedures - Topic 22

Mortgage Loan Brokerage Guidelines - Topic 23

Staff Training - Topic 24

Retention of Documentation - Topic 25

Includes the following form templates:

Loan Presentation Form - Real Estate (8 pages)

Consumer ARM Notices (3 pages)

Real Estate Loan Action Plan and Status Report (2 pages)

Recent updates to this product:

This policy template (approximately 77 pages in Arial Font Size 9 text) is available to purchase from Bankpolicies.com in Microsoft® Word format for a flat fee of $375.00, and you can receive your order via e-mail attachment or on CD-ROM for large volume orders.

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