Regulation B Update

Regulation B Policy Template Update - 04/11/05

Bankpolicies.com is proud to announce the immediate availability of our revised Regulation B Policy Template.

What's Revised

Topic 14 - Fair Credit Reporting Act. This topic was revised in response to the OCC's Bulletin 2005-7 (Fair Credit Reporting Act Final Rule for Prescreen Opt-Out Disclosure). The final rule seeks to improve the required notice to consumers regarding their right to opt out of prescreened solicitations for credit or insurance. The final rule becomes effective on August 1, 2005.

http://www.occ.treas.gov/ftp/bulletin/2005-7.txt

Product Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

Risk Management of Unfair or Deceptive Acts or Practices - Topic 3

Regulation B Background/Requirements - Topic 4

Definitions - Topic 5

Limited Exceptions for Certain Classes of Transactions - Topic 6

Rules Concerning Deposit Transactions - Topic 7

Rules Concerning Taking of Applications - Topic 8

Rules Concerning Evaluation of Applications - Topic 9

Rules Concerning Extensions of Credit - Topic 10

Notifications - Topic 11

Furnishing of Credit Information - Topic 12

Special Purpose Credit Programs - Topic 13

Fair Credit Reporting Act (FCRA) - Topic 14

Information for Monitoring Purposes - Topic 15

Rules on Providing Appraisal Reports - Topic 16

Enforcement, Penalties and Liabilities - Topic 17

Rules for Self-Testing and Self-Correction - Topic 18

Requirements for Electronic Communication - Topic 19

Relation to State Law - Topic 20

Staff Training - Topic 21

Retention of Documents - Topic 22

Ordering Information

This revised product is available to purchase from Bankpolicies.com for:

$275.00 - List Price

- or -

$25.00 - Update Price (applies only to clients who have previously purchased our Regulation B Policy Template product)

If you have ordered this product within the past 30 days since 04/11/05 you are eligible to receive the Product Update at no charge.

Click here to place an order for this product. Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the upgrade or list price (whichever applies).

NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy. Orders placed for Product Updates are only available directly through Bankpolicies.com.

Find Out What's New with our Product Update Program

Our Product Update Program allows existing clients to receive e-mail notifications from us the same day we issue a new or revised product.

How does it work? Clients who previously purchased the product are offered an "update" via e-mail at a substantial discount off the current list price, whereas clients who have not are provided an opportunity to get it hot off the press! Additionally, clients who have ordered the product from us within the past 30 days are eligible to receive the update for free!

Do our various discounts apply? Yes! All of our discount programs (Standard Volume and Legacy Rewards Program - refer to our Special Offers page) can be applied to your Product Update Program order.

Current subscriber but not receiving notifications from us? Please ensure your SPAM filter is set to allow an e-mail originating from our service@bankpolicies.com address to successfully arrive in your e-mailbox.