Reg DD Policy Template Update Details

What's New

Topic 20 - Audit Policy. This topic provides guidance with respect to a financial institution's requirement to conduct periodic independent audit reviews of its consumer compliance activities.

What's Revised

Topic 6 - General Account Disclosures. The "Form" subtopic was revised.

Topic 8 - Delivery of Account Disclosures. The first two paragraphs of the "Account Opening" subtopic were revised.

Topic 14 - Bank Advertising. The two paragraphs after bullet point 5. under the "Misleading or Inaccurate Advertisements" subtopic were revised. In addition, bullet point 3. under the "Exemptions from Certain Advertisements" was revised.

Topic 22 - Retention of Documentation. This topic was revised to mirror current regulatory guidance.

Product Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

Risk Management of Unfair or Deceptive Acts or Practices - Topic 3

Regulation DD Requirements - Topic 4

Definitions - Topic 5

General Account Disclosures - Topic 6

Contents of Account Disclosures - Topic 7

Delivery of Account Disclosures - Topic 8

Subsequent Account Disclosures - Topic 9

Periodic Statement Disclosures - Topic 10

Payment of Overdraft Disclosures - Topic 11

Payment of Interest - Topic 12

The Annual Percentage Yield - Topic 13

Bank Advertising - Topic 14

FDIC Requirements - Topic 15

Fair Housing Requirements - Topic 16

CRA Requirements - Topic 17

Equal Credit Opportunity Act Requirements - Topic 18

Financial Advertising Code of Ethics Requirements - Topic 19

Audit Policy - Topic 20

Staff Training - Topic 21

Retention of Documentation - Topic 22

Ordering Information

This revised product is available to purchase from Bankpolicies.com for:

$175.00 - List Price

- or -

$25.00* - Update Price

*Applies only to clients who have purchased the Regulation DD Policy Template within the last three years in addition to the following prior updates (if applicable):

Regulation DD Policy Template Update - 12/05/06 - $25.00

Regulation DD Policy Template Update - 06/25/05 - $50.00

If you have ordered this product after 11/18/07 you are eligible to receive the product update at no charge.

Click here to place an order for this product. Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the list or update price (whichever applies).

NOTE: Refer to our Place an Order page for important information regarding payment terms and our return policy. Orders placed for Product Updates are only available directly through Bankpolicies.com.