Regulation Z Update

Regulation Z Policy Template Update - 02/09/05

Bankpolicies.com is proud to announce the immediate availability of our revised Regulation Z Policy Template.

This product was revised in response to the Office of the Comptroller of the Currency (OCC) New Release 2005-10 dated February 2, 2005 that issued residential real estate lending standards to protect against national banks becoming involved in predatory, abusive, unfair, or deceptive residential mortgage lending practices.

http://www.occ.treas.gov/ftp/bulletin/2005-3.txt

What's New

Topic 4 - Risk Management of Predatory or Abusive Residential Mortgage Loans.

Product Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

Risk Management of Unfair or Deceptive Acts or Practices - General - Topic 3

Risk Management of Predatory or Abusive Residential Mortgage Loans - Topic 4

Truth In Lending Act Background - Topic 5

Definitions - Topic 6

Coverage - Topic 7

Exempt Transactions - Topic 8

Finance Charge - Topic 9

Rules of Annual Percentage Rate - Topic 10

General Disclosure Requirements - Topic 11

Credit and Charge Card Applications and Solicitations - Topic 12

Open End Credit - General - Topic 13

Open End Credit - Initial Disclosure Statement Requirements - Topic 14

Open End Credit - Periodic Billing Statement and Disclosures - Topic 15

Open End Credit - Identification of Transactions - Topic 16

Open End Credit - Subsequent Disclosure Requirements - Topic 17

Open End Credit - Prompt Crediting of Payments - Topic 18

Open End Credit - Treatment of Credit Balances - Topic 19

Home Equity Lines - Early Disclosure Statement Requirements - Topic 20

Limitations on Home Equity Plans - Topic 21

Open End Credit - Special Credit Card Provisions - Topic 22

Open End Credit - Error Resolution Procedures - Topic 23

Closed End Credit - General Disclosure Requirements - Topic 24

Closed End Credit - Content of Disclosures - Topic 25

Closed End Credit - Certain Residential Mortgage Transactions - Topic 26

Closed End Credit - Certain Variable Rate Transactions - Topic 27

Closed End Credit - Subsequent Disclosure Requirement - Topic 28

Closed End Credit - Treatment of Credit Balances - Topic 29

Right of Rescission - Topic 30

Advertising - Topic 31

Reverse Mortgages - Topic 32

Training and Monitoring Procedures - Topic 33

Ordering Information

This revised product is available to purchase from Bankpolicies.com for:

$300.00 - List Price

- or -

$25.00 - Update Price (applies only to clients who have previously purchased our Regulation Z Policy Template product)

If you have ordered this product within the past 30 days since 02/09/05 you are eligible to receive the Product Update at no charge.

Click here to place an order for this product. Clients who are eligible for our Legacy Rewards Volume Discount can apply their applicable discount level to the upgrade or list price (whichever applies).

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