Regulation Z Policy Template

Table of Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

Risk Management of Unfair or Deceptive Acts or Practices - General - Topic 3

Risk Management of Predatory or Abusive Residential Mortgage Loans - Topic 4

Definitions - Topic 5

Exempt Transactions - Topic 6

Finance Charge - Topic 7

Open End Credit - General Disclosure Requirements - Topic 8

Open End Credit - Credit and Charge Card Applications and Solicitations - Topic 9

Open End Credit - Requirements for Home Equity Plans - Topic 10

Open End Credit - Initial Disclosure Statement Requirements - Topic 11

Open End Credit - Periodic Statement Requirements - Topic 12

Open End Credit - Identification of Transactions - Topic 13

Open End Credit - Subsequent Disclosure Requirements - Topic 14

Open End Credit - Prompt Crediting of Payments - Topic 15

Open End Credit - Treatment of Credit Balances - Topic 16

Open End Credit - Special Credit Card Provisions - Topic 17

Open End Credit - Billing Error Resolution Procedures - Topic 18

Open End Credit - Determination of Annual Percentage Rate - Topic 19

Open End Credit - Right of Rescission - Topic 20

Open End Credit - Advertising - Topic 21

Closed End Credit - General Disclosure Requirements - Topic 22

Closed End Credit - Content of Disclosures - Topic 23

Closed End Credit - Certain Residential Mortgage and Variable Rate Transactions - Topic 24

Closed End Credit - Subsequent Disclosure Requirements - Topic 25

Closed End Credit - Treatment of Credit Balances - Topic 26

Closed End Credit - Determination of Annual Percentage Rate - Topic 27

Closed End Credit - Right of Rescission - Topic 28

Closed End Credit - Advertising - Topic 29

Special Rules for Certain Home Mortgage Transactions - Topic 30

Audit Policy - Topic 31

Training and Monitoring Procedures - Topic 32

Retention of Documentation - Topic 33

Recent updates to this product:

12/18/07 Update

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